Credit Union Difference

For about 100 million Americans, a Credit Union is their preferred financial institution. As a not-for-profit financial cooperative, Credit Unions are able to return their earnings to the members in the form of lower fees and loan rates as well as higher interest on deposits. Along with the financial benefits, Credit Unions believe in social responsibility as an essential value for a financial institution.

Credit Unions believe in people helping people.

This is the foundation for every Credit Union, with the goal of serving members, not making profits, as the core value. Members stay loyal for generations because of this value. Credit Unions provide members with the tools to remain financially responsible in both good and bad economic times. Credit Unions and their employees are also actively involved in the community through charitable causes and participating in philanthropic activities. People helping people is not just a slogan, but a philosophy practiced everyday at Credit Unions.

Texas Bay Area Credit Union 2016