Credit Union Difference

What is a credit union?

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A credit union is a cooperative financial institution that is owned and controlled by its members, provides credit at reasonable rates, and offers additional financial services to its members.

Credit Unions are also not-for-profit cooperatives that are operated mostly by volunteer boards. Many other financial institutions are owned by outside stockholders and controlled by paid boards, which means that you are a customer, not a member-owner.

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Texas Bay Area Credit Union 2016