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What is a credit union?

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Watch this informative video to learn more about credit unions.

A Credit Unionis a cooperative financial institution that is owned and controlled by the people who bank there; people just like you.  When a bank makes a profit, they give it to shareholders.  When a Credit Union makes a profit, they give it back to their members.

Una Credit Union es una cooperativa financiera que es controlada y es propiedad de sus miembros; Personas como usted.  Cuando un banco genera ganancias, ellos las transfieren a los accionistas.  En contraste, cuando una Cooperativa genera ganancias, se las transfieren a sus miembros.

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Texas Bay Area Credit Union 2016